Life expectancy averages 77. Figure out the difference between that and your age. That’s how many Christmas dinners left with the family. How many annual trips to see the grandkids. How many Turkeys left to cook.

Make the most of it.

Visit your kid who moved away. Fix the relationship with your brother. Book the flight to Scotland that you have been talking about for years. Life is short and retirement even shorter.

You spent years thinking about retirement. Don’t waste it.